Holma Privacy Policy

Effective date: October 29, 2026.

Holma is a planning app for couples, made by TriVend LLC. We collect nothing. There is no account, no sign-up, no Holma server, no ads, no analytics, no crash reporter, no tracking and no code from any other company. That is why the App Store label says Data Not Collected. If you choose in iOS to share analytics with app developers, Apple may send us its crash reports for the app; the app never puts anything you typed in them.

Where your data lives

• On your iPhone. Your purchases, refunds, income, notes, categories, budgets with their icons and colours, bills, paychecks, planned expenses, savings goals and the money you add to them, dinners, and This Week's decisions are kept in the app on your iPhone.
• In your own iCloud. If your iPhone is signed in to iCloud, the app keeps a copy in your own private iCloud database, under your Apple Account. Apple runs iCloud for you; we can't see it. You can turn this off in iOS Settings under your name, then iCloud.
• Automatic backups. The app saves a backup file of your own records and a few settings weekly (you can choose Daily, Monthly or Off) and keeps about the newest six, plus the oldest and the largest. They are in the Files app under On My iPhone › Holma › Backups. They are plain text and not separately encrypted, so treat a copy like a printed bank statement. Deleting the app deletes them.
• A safety copy. Before Delete All Data, the app saves a private copy of your records on this iPhone. Deleting the app deletes it.
• Repair notes. If the parts of a split purchase don't add up to its total, the app corrects the total and keeps a short private note of the change on this iPhone. Delete All Data erases it.
• Your settings are kept on this iPhone, with a copy in your own iCloud so a new iPhone or a reinstall gets them back. A few are also copied into the app's backups.
• Widgets. A short summary of your budgets, bills, savings and dinners is kept on this iPhone for the app's widgets to read.
• iPhone search. The shop and category of your purchases, never the amount, are added to iPhone search on this iPhone, so they can appear in search results. You can turn this off in iOS Settings, under Apps, then Holma.

What you hand the app

• Apple Pay taps, only if you set them up. If you make the Shortcuts automation that Settings › Log Apple Pay Purchases describes, Wallet hands the app the shop and the amount of each tap, on this iPhone, and the app saves them as a purchase.
• Receipts. A receipt photo or PDF you share to the app is read on this iPhone, by Apple's text recognition, to fill in the total, place and date. The app keeps no copy of it; only the purchase you save is kept.

What leaves your iPhone

Nothing leaves except what is listed here, and none of it reaches us.

• iCloud. Your records travel between your devices, and to your partner if you share, through Apple's iCloud. The copy of your settings goes to your own iCloud only. When you invite your partner, the email addresses and phone numbers on the contact card you pick are sent to iCloud so it can find their account.
• Nearby Places, only if you turn it on. When you add a purchase, your location is sent once to Apple Maps to find up to three shops nearby. After an Apple Pay tap, your location and the shop's name from Wallet are sent once to Apple Maps, to find the shop's plain name and kind, which fill in the place and the budget. Nothing else is sent, and the location is never saved.
• Weather, only if you turn it on. The town you type is sent to Apple to find it and get the forecast. The forecast is kept on this iPhone.
• Files you export. Export saves your purchases and income as a spreadsheet file wherever you choose. It includes your partner's, so think before you share it.
• Your iPhone's own backup. iCloud Backup or a backup to your computer includes the app's files, like any other app's.

What shows on your Lock Screen

Each of these is made on your iPhone, and each is off until you turn it on or add it. Anyone who can see your iPhone can see what is on its Lock Screen, amounts included. To hide what notifications say, use iOS Settings › Notifications › Show Previews.

• Weekly Reminder: "This Week" and the same few words each time, no amounts.
• Morning Note: how many appointments and reminders you have today, and the first of each. No amounts.
• Dinner Changes: when your partner changes a dinner, iCloud tells your iPhone, and the app words it there, like "Tuesday: Tacos".
• After an Apple Pay tap: the shop, budget and amount the app just saved, for about 20 seconds.
• When your partner accepts your invitation: their name, once, on the iPhone that sent it.
• Widgets you add: "A budget's Left" shows what that budget has left this month; "Tonight's dinner" shows tonight's dinner.
• The Add Purchase button, for Control Center, opens a new purchase and shows nothing.

What the app can ask for

Each is off until you turn it on, and each is your iPhone's own question.

• Face ID, to lock the app. It is offered once, after you save your first purchase. If Face ID fails, your passcode works. The app only learns yes or no.
• Calendar and Reminders. The app only reads them, on this iPhone, to show your week. It never changes, saves or shares them. If you turn one into a planned expense, that expense is shared with your partner like any other.
• Location, for Nearby Places: one reading when you add a purchase or right after an Apple Pay tap, and none in between.
• Notifications, for the ones listed under What shows on your Lock Screen.

The app never uses your camera, microphone or health data. If you choose a photo of yourself in Apple's photo picker, the app sees only that photo; your photo stays in your own iCloud, is shared with your partner like your purchases, and Delete All Data erases it. It never reads your contacts: when you add your partner, Apple's contact picker shows them, and the app sees only the one card you pick. Keyboards from other companies are turned off inside the app, so what you type can't reach them.

Partner sharing

Nothing is shared until you invite someone. You pick your partner's card from your contacts; the app asks iCloud which email address or phone number on it has an iCloud account, keeps that one on this iPhone while the invitation waits, and opens Messages with the invitation. Only that account can join. Once you both share, you each see and can change the other's purchases, income, bills, plans, savings goals, categories, budgets and dinners, including everything from before you joined. Your name is saved on each purchase you add, so your partner sees who added it. Each backup holds only your own records. We haven't yet tested what a phone keeps after sharing stops, so we don't promise either way.

Deletion

• One purchase: swipe to delete. It is removed on your other devices and your partner's.
• Delete All Data (Settings) deletes what you added: purchases, refunds, income, bills, plans, savings goals, decisions, categories, budgets and dinners, on every device that shares them. It also clears your name, your photo and the copy of your settings in iCloud. If you share with a partner, their records and your shared categories, budgets, savings goals and dinners stay. It does not delete your backup files; delete those in the Files app.
• Deleting the app removes everything on this iPhone but not your iCloud copy. To remove that, use Delete All Data first, or iOS Settings › your name › iCloud › Manage Storage.

There is no request form, because we have nothing to delete. The buttons work right away.

Children

Holma is for adults planning together as a couple. It is not directed at children under 13, and it collects nothing from anyone.

The law

Because your data never passes through us, we don't collect, sell or share personal information under any law, including the EU's and California's. You see, export and delete your data yourself, in the app. Holma is made in the United States and governed by the laws of North Carolina.

Changes

If anything here changes, we update this policy and the App Store label first, and anything that would send data somewhere new asks you in the app first. The date at the top shows the last change.

Contact

Questions: admin@trivend.com. We can't look up your account, because there isn't one, but we will explain how any part of the app works.